debt relief

Every day, more honest and hard-working people are getting caught in the web of debt. If you are using one credit card to pay another, are receiving telephone harassment from creditors, or are finding it more difficult to get out from under your home, car, and other debts, you are not alone. U.S. laws provide help to Americans who get behind in their bills and face the loss of property or foreclosure of their home. Our office will work with you to protect your hard-earned property and help lead you to a fresh new start.

Also known as “The Fresh Start Provision”, Chapter 7 Bankruptcy is the most common form of consumer bankruptcy protection.

Also known as “wage-earner reorganization”, Chapter 13 Bankruptcy protection helps consumers pay their current debt.

During difficult times, the last thing anyone wants is to lose their home. We can help stop

foreclosure dead in its tracks.

Chapter 7 Bankruptcy is a powerful tool for people who are struggling with debt and have limited resources to get back on their feet again. Under U.S. Bankruptcy Code rules, people filing for Chapter 7 protection are able to relieve most, if not all, of their unsecured debt. To learn more about Chapter 7 Bankruptcy protection and to see if it’s right for you, call our offices today to schedule a free debt relief consultation.

A Chapter 13 Bankruptcy enables someone with regular income to develop a plan to repay all or part of their debts. Under this plan, debtors propose a payment plan to make installments to creditors over three to five years. One advantage to filing for Chapter 13 protection is the ability to protect home equity while potentially satisfying past delinquent mortgage payments over time. Call us to learn more.

If you have fallen behind in making your mortgage payments, your bank or lender may initiate foreclosure on your family’s home. Even if you are delinquent on your payments, you have rights and can take steps to stop foreclosure. If you believe your home is at risk, DO NOT DELAY in contacting our office. A limited amount of time is available to take the steps needed to protect your home. Contact us today.

This information is not, nor is it intended to be, legal advice. We are a debt relief agency helping people file for bankruptcy under the bankruptcy code.